Publication date: 26.09.2024

This Privacy Policy describes how FINMASPAY sp z o. o. (also referred to in this Policy as “we”, “our” or “us”) collect, use, and share information related to your use of our products, services, and the website.

We encourage you to review this Policy thoroughly to stay informed about how your data is handled and your associated rights. If you have any inquiries regarding this Privacy Policy, how your data is collected and used, its disclosure or sharing, or any other matters related to your personal information, feel free to reach out to us at: support@finmaspay.company

1 - Data We Gather:

• Personal Information: When you sign up on our site, request our services, or reach out to us, we may obtain personal details like your name, email, phone number, and other ways to contact you.
• Interaction Records: We track how you engage with our site, including your IP address, browser information, pages you browse, and the date and time of your visits.
• Cookies and Tracking Tools: We utilize cookies and related technologies to track user activities on our site and save specific data.
• Information from Partners and Third Parties:

Our authorized partners who assist in delivering our Services may share your personal data with us. In such cases, the data provided is collected by these partners and then passed on to us. We require all partners to have legal authority to gather, use, and share your personal data before providing it to us. These partners and third parties may include, but are not limited to:

Public Databases, Identity Verification Partners, and Financial Institutions: We obtain information from these sources to verify your identity in compliance with relevant laws and regulations. This verification process may include collecting details like your name, address, employment history, credit record, and any association with restricted or sanctioned groups, as defined by applicable legal frameworks. Specifically, we are required to collect and retain this information as part of our obligations under the AML/CTF Act, which aims to prevent money laundering, terrorism financing, and other financial crimes.

Blockchain Data: We also gather publicly available blockchain data to detect and prevent unlawful activities, including those outlined by AML/CTF regulations, and to track current trends in blockchain use.

Marketing Partners, Advertisers, and Analytics Providers: We may receive personal data from these partners to analyze your interactions with our website, services, and products, helping us understand which offerings might interest you.
2 - How do we process your information?

• For Service Delivery and Maintenance: We use your personal information to deliver the services you request and to continuously improve and maintain our offerings.
• For Communication: Your contact details may be used to send you updates, newsletters, and other service-related communications.
• To Improve User Experience: We analyze usage data to understand how our site is used, aiming to enhance its functionality and the overall user experience.
• For Legal Obligations: Your personal data may be processed to ensure compliance with relevant laws and regulations.

3 - How We Share Your Information

We may share the data we collect in several ways with third parties:

• Vendors and Service Providers: We share your data with vendors like payment platforms, analytics services, advertisers, and IT providers to help run our business.
• Payment Platforms: We work with payment platforms to process your transactions, but we do not store your payment information.
• Identity Verification: We use third-party services like SumSub to verify your identity for legal compliance with AML/CTF laws.
• Business Partners: We share data with partners in banking, legal, and other sectors to maintain seamless business operations.
• Law Enforcement and Compliance: We may disclose data to authorities when required by law or for preventing financial crimes like money laundering.
• Business Transfers: In the event of a business transfer, your data may be shared with the new owner or successor.

4 - How we secure your ingormation?

We use suitable technical and organizational measures to safeguard your personal data from unauthorized access, modification, disclosure, or destruction. However, while we strive to ensure security, no method of online transmission or electronic storage is entirely foolproof, and we cannot guarantee complete protection.
5 - Your Rights Regarding Data Protection:

• Right of Access: You are entitled to request access to the personal information we maintain about you.
• Right to Rectification: You can request corrections to any inaccurate or incomplete personal data.
• Right to Erasure: You have the right to request the removal of your personal data under specific circumstances.
• Right to Restriction: You can request limitations on how your personal data is processed under certain conditions.
• Right to Data Portability: You are entitled to request the transfer of your data to another organization or to yourself under specific conditions.
• Right to Object: You can object to the processing of your personal data under particular conditions.

Updates to This Privacy Policy:
We may periodically revise our Privacy Policy. Any changes will be communicated by updating the new policy on this page, along with the revised "Publication date" at the top.